* Maximum loan-to-purchase price of 90%
* No property contract required
* Proof of funds letter provided
* Auction purchases considered
* Borrower's equity can come from: own cash, partner, equity in subject property, equity in other investment property, equity in primary residence, seller financing, gap lender, crowdfunding, or family

‍

* Up to 90% total LTC with up to 75% ARV and 100% rehab financing
* 7-day closing available
* No experience required
* Zero value-add projects needed from borrower
* Renovation costs funding provided
* Up to 100% LTC for renovation costs
* Interest charged on entire project cost amount
* 2-day typical turnaround for fund draws
* Maximum After Repair Value of 75%

‍

* Eligible land types: residential, multifamily, office, retail, agricultural, special purpose, and cannabis use land
* Land must be entitled
* Maximum 50% LTV and LTC for land acquisition
* Junior liens available for purchase, refinance, and equity cash-out

‍

‍

* Rates starting at 5.99% fixed with 14-21 day closing
* BPOs accepted (no appraisal required)
* 30-year terms available with interest-only options
* Minimum 620 credit score required
* Loan amounts from $100,000 to $10,000,000
* Interest rates from 5.99% to 8.99%
* Origination fees from 1.00% to 2.95%
* Loan terms from 12 to 360 months
* Maximum LTV of 80%, LTP of 90%
* Maximum DTI of 90%
* Portfolio lending available for 2-250 properties
* Property values accepted from $100,000 to $10,000,000

‍

* Refundable deposit required (applied to closing costs) to cover BPO, credit/background check, and title search
* Processing fee of $495
* Legal fees range from $750 to $1,995 based on complexity and property use
* Mandatory fees include other miscellaneous fees
* Third-party fees include appraisal fee

‍

Why Capital Funding Financial?

- Pre-Approval within 48 HRS with Letter Of Intent Issued upon complete receipt of the submission items

- We are a Direct Lender with licensing in many states and over 500 Million + closed

- We are backed by a Large Family Office and Balance Sheet our Loans

- Clear & Transparent Closing Process

- Excellent Customer Service

- Over 30+ Years of Experience

- Actively closing loans from 250k to over 100 Million in size

- 3rd Party Brokers & Referral Partners are Protected

- Fast & Reliable Funding